Website Terms and Conditions of Use
Last Updated on: September 3, 2025
By using this website as a user (hereinafter “You”), You agree to the following Terms and
Conditions of Use and Privacy Policy. Please read them carefully before using this website.
General Provisions
This website is owned and operated by Carrie Krupke Photography, doing business as Carrie
Krupke Photography (hereafter “Our,” “We,” “Us,” or “Company”). Our principal place of
business is located at 1219 Parkhill Dr. Norwalk, IA 50211.
Use of this website is at Your own risk. We host this site on a reputable platform and take
reasonable efforts to maintain and host the site. However, We make no explicit representations or
warranties as to the safety of Your individual use of the website. The Terms and Conditions of
Use contained on this page are subject to change at any time.
Age Requirements
You must be of legal age of majority in Your place of residence to be able to form legally binding
contracts under applicable law to use Our website and to purchase our products. Anyone who
does not meet these criteria is unauthorized, unlicensed, and in violation of these Terms and
Conditions. By using this site, You represent and warrant that You can form a legally binding
contract under applicable law and are of legal age of majority where you reside, and that you
agree to abide by all of the terms and conditions of these Terms and Conditions.
Intellectual Property Notice
All text, photographs, graphics, designs, and other materials on this site are subject to the
copyrights and other intellectual property rights of Carrie Krupke Photography, and are protected
by United States Copyright Laws (U.S.C. Title 17). Website materials may not be copied for any
reason, including your personal use, commercial use, or distribution, nor may these materials be
modified or reposted to other sites, without the prior express written permission of Company. We
may prosecute You to the fullest extent permissible should We choose to do so, including asking
for financial penalties (damages) and/or an injunction forcing You to stop using Our intellectual
property immediately.
Digital Products
By purchasing any product from Carrie Krupke Photography on this website, you are granted
one revocable, worldwide, non-exclusive license to the product(s) you have purchased. If you
violate this license by giving or selling a copy of our product(s) to anyone, we reserve the right
to invoice you for the licenses you have gifted to others and revoke your access to our products
permanently.
Digital Products Return Policy
Digital products such as images which are downloadable are not eligible for return.
Your Communications
Any communications made through Our blog, blog comments, newsletter sign-up, or other
related pages, or directly to Our phones or mailing or email addresses, are not held privileged or
confidential and are subject to viewing and distribution by third-parties. We own any and all
communications displayed on Our website, servers, comments, emails, or other media as allowed
by United States law and will not give credit or pay royalties for unsolicited user-generated
content such as blog comments or emails. For more information on when and how We store and
use Your communications or any data provided by You in those communications, please refer to
Our Privacy Policy on this page.
We maintain a right to republish any submission in whole or in part as reasonably necessary in
the course of Our business. You agree not to submit any content or communications that could be
illegal or serve an unlawful purpose, including, but not limited to, communications that are
potentially libelous or maliciously false, obscene, abusive, negligent, or otherwise harmful or
inappropriate.
Disclaimers
You agree to indemnify and hold harmless Our website and company for any direct or indirect
loss or conduct incurred as a result of Your use of Our website and any related communications,
including as a result of any consequences incurred from technological failures such as a payment
processor error(s) or system failure(s).
While We may reference certain results, outcomes, or situations on this website, You understand
and acknowledge that We make no guarantee as to the accuracy of third-party statements
contained herein or the likelihood of success for You as a result of these statements or any other
statements anywhere on this website. If You have medical, legal, or financial questions, You
should consult a medical professional, lawyer, or CPA and/or CFP respectively. We expressly
disclaim any and all responsibility for any actions or omissions You choose to make as a result of
using this website, related materials, products, courses, or the materials contained herein.
While Company may offer discounts or offers at various times, these discounts or offers may be
terminated or amended at any time without explanation or warning. Sales, discounts, and offers
will not be retroactively applied to past purchases.
This website is updated on a regular basis, and, while We try to make accurate statements in a
timely and effective manner, We cannot guarantee that all materials and related media contained
herein are entirely accurate, complete, or up to date. You expressly acknowledge and understand
that any information or knowledge You gain as a result of using this website is used at Your own
risk. If You should see any errors or omissions and would like to let Us know, please email Us at:
carrie@carriekrupke.com
Advertisement
We do not necessarily endorse or recommend any of the goods or services advertised on or
through our websites. We do not necessarily endorse or recommend any affiliates using our
services.
Earnings Disclaimer
Company makes no income/financial claims nor guarantees of any kind regarding the potential
income that can be generated through Our website, communications, or your participation in the
purchase of any of our products. Past results presented on the website are not an indication or
promise of Your results. There is no guarantee You will earn any money using any of Our
materials, and Your revenue is dependent solely on You and Your actions or non-actions.
Affiliates
This site may use affiliate links/codes to sell certain products or services. We disclaim any and
all liability as a result of Your purchase through one of these links/codes. We will use reasonable
efforts to notify You when and where We have placed affiliate links/codes in addition to this
disclaimer located in these Terms & Conditions. You accept express liability for any and all
consequences or benefits of clicking the affiliate links or using any affiliate codes contained on
this website or related communications.
Termination
If at any time Company feels You have violated these Terms and Conditions, Company shall
immediately terminate Your use of Our website and any related communications as We deem
appropriate. It is within Company’s sole discretion to allow any user’s access of Our website,
and We may revoke this access at any time without notice, and, if necessary, block Your IP
address from further visits to Our site(s).
Entire Agreement
The information contained herein constitutes the entire agreement between site users and Our
company relating to the use of this website.
Severability & No Waiver
If any part of these Terms and Conditions of Use is deemed unlawful and/or unenforceable, all
other provisions contained herein will remain in full force and effect. Any failure by Company to
enforce a provision of these Terms and Conditions of Use shall not constitute a waiver of any
other portion or provision of these Terms and Conditions of Use.
Headings
Headings and titles are provided in these Terms and Conditions of Use for convenience only and
will not be construed as part of the legal terms.
Venue & Jurisdiction
These Terms and Conditions of Use and Our Privacy Policy shall be governed by and construed
in accordance with the laws of the State of Iowa, including all matters of construction, validity,
performance, and enforcement, and without giving effect to the principles of conflict of laws.
You agree that any dispute or lawsuit arising out of, or concerning, this Agreement that is not
first resolved by arbitration shall be resolved exclusively in a federal or state court of competent
jurisdiction located in Warren County, Iowa. You and Company assume responsibility for their
own collection costs and legal fees incurred should enforcement of these conditions become
necessary.
Mediation & Arbitration
Option 1
Before initiating any arbitration proceedings, Company and You agree to first attempt to resolve
any dispute, claim, or controversy arising out of or relating to these Terms and Conditions of
Use, including the breach, termination, enforcement, interpretation, or validity thereof, through
good faith mediation. Mediation will be conducted in Des Moines, Iowa, with a mutually agreedupon
mediator, or if no agreement is reached, a mediator appointed by the parties.
If the matter is not resolved through mediation within [thirty (30)] days of the initial request for
mediation (or a longer period if agreed to by the parties), then the dispute shall be decided by
arbitration in accordance with the procedural rules of the American Arbitration Association.
Company and You agree to be bound by the decision of the arbitrator(s). The arbitration
proceeding shall take place in Warren County, Iowa. The cost and expenses of the arbitrators
shall be shared equally by the parties. Each party shall be responsible for its own costs and
expenses in presenting the dispute for arbitration.
Option 2
Any and all disputes or disagreements arising between Company and You out of these Terms and
Conditions of Use upon which an amicable understanding cannot be reached shall be decided by
arbitration in accordance with the procedural rules of the American Arbitration Association.
Company and You agree to be bound by the decision of the arbitrator(s). The arbitration
proceeding shall take place in Warren County, Iowa. The cost and expenses of the arbitrators
shall be shared equally by the parties. Each party shall be responsible for its own costs and
expenses in presenting the dispute for arbitration.
Questions
If You require any more information or have any questions about these Terms and Conditions of
Use or Our Privacy Policy, please feel free to contact Us by email at: carrie@carriekrupke.com
View Our Privacy Policy linked at the footer of our website.